What's funny about this girl is that she's actually VERY fast now. Take this pic from last year:her form isn't THAT bad. Shes got a slight angle to her body w/ respect to the bike, and definately not crossed up. I think the perspective of the pic makes it hard to discern but her body is small and you can tell she's left of middle on the saddle.
EDIT
As far as the gear goes, I commute as sensibly as i can. XTi leather jacket, and FT gloves. Can't be bothered with pants and boots etc. With respect to others, hey they're only hurtin themselves and they've all heard it before and will hear it again, but in the end they'll learn and the scars will remind them to gear up at least to a minimum of jacket and gloves, and ALWAYS helmet.
And compare it to this one from a couple of months ago:
There's a big difference. I'd seen her on some of the local roads back when that first pic was taken and she wasn't exactly a speed demon. She held me up on Old Julian once if I remember right and I was SLOW back then compared to now. But last time I saw her on Palomar a month or so ago, there was no way I was going to keep up with her heading up that hill. After talking to her the one time, she'd probably laugh at herself for wearing no gear on Paly like that.