Mine didn't ask for either of my vehicles, or my parents.hmm mine never asked me for an estimated mileage a year...
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Mine didn't ask for either of my vehicles, or my parents.hmm mine never asked me for an estimated mileage a year...
The only advice I can give you (well, you took my first one, good for you!) is to shop around. Try to get a quote for all your assets for all possible insurers. Insurance companies will give you some nice incentives if you insure the house, car and bike with them. Often times, there will be huge diffrences in prices.i just called my insurance co, McGraw. and, turns out that if i double my "reported estimated annual mileage," my premium will go up by $100... WTF?! ...
i just called my insurance co, McGraw. and, turns out that if i double my "reported estimated annual mileage," my premium will go up by $100... WTF?! oh well, better to find out now and pay them up front than to have them question all this stuff later on... i also asked them how much it would cost for me to add a 2009 R6 to my existing policy and keep both bikes... (psyche)
Liab & Unisured motorist is the exact same as the 6R, and would only be $228/ year.... BUT, and this is a big 'but,' they classify the R6 as Type 2 - High Performance vs. the 6R, which is Type 4 - Touring. and, as a policy, they do not offer Comp & Collision for Type 2 bikes unless a rider has been licensed for 3 consecutive years and has had no 'at fault' accidents etc... I currently pay $450 + the $100 = $550 per year for Liab, Unins Motorist, Comp, Collision, + towing for the 6R.
(I know this is a bit high, only because I have 1 point on my driving record from a 3 year old fender bender in the cage that comes off in about 3 months. Then my record is squeaky clean again.)
Jay & Mike> am just curious, do u guys both have Comp & Collision on your R6's and what carriers do you guys use? if you don't feel comfortable posting here just PM me... thanks
I wish California rates were that low. But there are probably more bike thefts in San Diego a week than there are in a year where you're at.Yes, I have full coverage on the R6. I have State Farm. Only pay around $20 a month. This is also after I totaled the 6R. They didnt raise my premium at all. I also have a speeding ticket on the R6 .
i am curious, what are your full coverage limits? I am told you only are required to have 15,000/30,000 and the maximum most insurance companies allow is 300,000. I have an umbrella policy so my insurance insisted on the maximum full coverage and my premium is around $650 pa based on 3000 miles a year. This is my first road bike so am trying to find out what the best coverage is. Any advice is appreciated
1 Front 2 rear. Just had a flat today so make it 3 rear.Dang... how many tires did you go through?
8 months - 4800 miles.