(which of course should not be much since yours was so new...?)
Do not mention it .. the image of the ODO with 600+ miles reading on it is still on my mind.
So mad! So mad ...
(which of course should not be much since yours was so new...?)
most insurance companies will total a vehicle once it passes the 50% of value to fix it mark. I ran into that a few years back when I wrecked my s10 extreme.No!
The dealer is not forcing me to repair it there, but like I said, I do not have the skills and time. Also, no offense, but it is a European bike. It will be more difficult to get the parts if not fixed there, brand new parts.
Yeah, there is a lien on the bike. But if they give me a check for 6k, even 5k, I will pay the loan instead, if possible, of course.
I do not think it can be totalled, because is still below market price, which is around 10k.
Yup... Shitty bro. DO NOT let them F you on the value of the bike! That bike is brand new. How much do you owe on it? Never accept their first offer either. Fight for a higher value. Do not cash any check until you are 100% satisfied with the offer.F* teenager.
My Insurance company took a quick look. My bike is a total loss.
So mad, so mad right now!
Fight for what it would truly cost to replace that bike and your gear. They need to make you right where you were BEFORE the accident. This is HER fault not yours. Do not feel guilty for wanting your shit the way it was man.I just read my previous post, and I do not want to sound materialistic. So I want to say this.
I am extremely glad I am alive. Thanks to God! Or whatever powerful entity you believe, plus my gear (helmet, jacket, etc). But it is really sad that now I have no bike and lost money because the irresponsibility of someone else.
I work so hard for my stuff! No drugs, no alcohol. My bike was my joy.
I am changing jobs. I don't even know if I will be approve or not for a new one. As a matter of fact, I lost money anyway, because depreciation.
I have mix feelings. So mad, happy to be alive, and sad, everything at the same time.
Why would you go after YOUR insurance company when the other party already admitted fault and if I remember correctly the police report states the same?I paid 10k OTD.
I owe like 5k maybe? Progressive, my company, can give me 8k. That's if I go with progressive. And that's after deductible, which is 700 bucks.
From those 7.8k or 8k, I will have to pay the 5k and the rest will go to my pocket. Of course, without a bike and without a gear.
Yep.bike
gear
medical bills
time away from work
loss of enjoyment of riding until healed
get a lawyer... just the threat of a lawyer can do wonders (I don't mean threaten to get a lawyer, I mean pay a lawyer for an hours time and have them draft a course of action if you do not get what is coming to you)...
Please, quick advice...
Good news:
AMICA (other party) accepted liability, at least, that's what my Insurance told me.
Not so good news:
My company, wants to pay only for blue book value, which is 8k. Gear is a different claim with mine and I need to show helmet, etc. Which is stupid. That's in the trash. What kind of stupid rule is that? What if people can walk during an accident?
So it looks I can't get reimbursement for my gear, which is around 500 dollars total.
Should I go with Progressive, without getting money for my gear but getting my check today?
or
Should I go with AMICA and fight for gear plus the 8k or more?
Still I have my legal representation for my personal injuries. That's not done yet and I will make this irresponsible girl to pay for it.
Well,Please stop going through your insurance! This is all on AMICA! Deal only with them. Get them to pay full REPLACEMENT cost of the bike. 8K will NOT replace that bike. Fight for ALL damages.
Paramedics took it. I don't know where it ended.Why did you throw your helmet and damaged gear away before getting reimbursed? If nothing else, it was evidence for any lawsuits relating to your injuries. I don't get why you'd throw that out.
Please, quick advice...
Good news:
AMICA (other party) accepted liability, at least, that's what my Insurance told me.
Not so good news:
My company, wants to pay only for blue book value, which is 8k. Gear is a different claim with mine and I need to show helmet, etc. Which is stupid. That's in the trash. What kind of stupid rule is that? What if people can walk during an accident?
So it looks I can't get reimbursement for my gear, which is around 500 dollars total.
Should I go with Progressive, without getting money for my gear but getting my check today?
or
Should I go with AMICA and fight for gear plus the 8k or more?
Still I have my legal representation for my personal injuries. That's not done yet and I will make this irresponsible girl to pay for it.