For the Honda $454.00 for one year.If you're just getting a bike for fun, and you're not going to ride much, insurance cost needs to be a factor as well, unless you're loaded. For me, the insurance on the DN-01 would be twice as much. I only ride for fun, and I couldn't justify spending $100/month on insurance for the occasional ride.
For the Yamaha $480 for one year.
Either way not too expensive, IMHO. I carry a hell of a lot of coverage on my all my insurance plans. Sounds decent to me. So insurance cost isn't going to scare me away.