You must be with TD / Primmum! Lol! Same thing happened to just about everyone I know who is with them. If it's not too late, give Rider's Plus a call. They are much cheaper than TD on my FZ09.I'm in Ontario, Canada, and as far as I know, no one goes through an agent for insurance for bikes or cars. You deal directly with the insurance company. Having some sort of middleman would seem very odd to me. Unless you mean someone unscrupulous at the insurance agency.
Definitely give your insurance company a call. Rates here in Ontario went shooting up a good 15 to 50% this year for some reason. I called my insurer, chatted with the pleasant person on the phone for a few minutes, she ran some numbers, then took about 10% off my rate, basically for no reason. It's usually worth giving them a call.
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