Front Cowling?
- Thread starter Cartee
- Start date
No.. the shop called me and said the bike was done, I picked it up and realized that they didnt replace the cowling, as well and the brake pedal. I got a bit upset and they replaced the pedal. They "Called" insurance later that day but never called me back.. so I called them and they said insurance wont cover it. Which is bullshit. I mean total dmg was like $2800. The cowling needs to be replaced though.. I can live with the scratches on the headlight for now. . . Idk why they wouldnt cover it because it definetly happened in the crash. I will call in the morning I guess... If I knew they wouldnt cover it I probably wouldve totalled the bike..
Wish this stuff would just get over with
Wish this stuff would just get over with
Xfactor evo
New Member
Call the better business bureau
You should call the insurance company... Either your insurance should be covering it and then subrogating it with the other company (If you have collision insurance), or you have the right to call the other insurance company (if you dont have collision) and inquire with them as to what is going on. If needed, submit to your state insurance commission and the BBB.
Thats what I was quoted for my mishap also. on a small tiny corner was scraped, so I am getting by with it as is.. $540-600 seems to be the typical price. However, someone else on here mentioned Stadiumyamaha.com. Check them OUT!! They are Awesome on price. The front fairing for the 2009 was in the upper $300 range (hey savings of atleast $150). The side cowlings go from $350's down to $250's. I really appreciate that fellow member directing me to them!! Havent puchased it yet, but will sometime here. Then you can get the part and put on yourself or give to the shop.
But you can also ask for a copy of the estimate from the insurance company based on what their adjuster stated, so you know what exactly they are saying they will cover, then go from there!!
Why would you let them get away with this???? Call the insurance and raise hell! If they will not cover the damages caused by the person that hit you, CALL A LAWYER!
You should have no cost WHAT SO EVER out of your pocket and that bike should be fixed AS GOOD AS IT WAS BEFORE THE ACCIDENT.
Please dont let these asshats pull one over on you...
You should have no cost WHAT SO EVER out of your pocket and that bike should be fixed AS GOOD AS IT WAS BEFORE THE ACCIDENT.
Please dont let these asshats pull one over on you...
Ive been raising some serious hell with them. Here is an update.
I called the shop and they told me that the adjuster told them they could not/would not replace the headlight along with the front fairing/cowling. They never told me that he said that, so I went ahead and said to do the repair.
I called insurance and was not able to get ahold of the adjuster as he is out doing inspections. I should hear from him tomorrow morning though. I talked to the agent of the guy's insurance who hit me and said that EVERYTHING should be replaced or else it would just be totalled.
I really hope that I dont have to just live with this broken cowling..
I will be reporting them to the BBB and doing my best to talk to a lawyer and see what I can get done, his insurance even has given me a rental car for over a month now... Really hope this works out.
Thanks for all the posts, I will keep you all updated as more information comes.
I called the shop and they told me that the adjuster told them they could not/would not replace the headlight along with the front fairing/cowling. They never told me that he said that, so I went ahead and said to do the repair.
I called insurance and was not able to get ahold of the adjuster as he is out doing inspections. I should hear from him tomorrow morning though. I talked to the agent of the guy's insurance who hit me and said that EVERYTHING should be replaced or else it would just be totalled.
I really hope that I dont have to just live with this broken cowling..
I will be reporting them to the BBB and doing my best to talk to a lawyer and see what I can get done, his insurance even has given me a rental car for over a month now... Really hope this works out.
Thanks for all the posts, I will keep you all updated as more information comes.
Bullshit... Did your bike fall down? If it did not, then it may be hard to prove.... If it did then I dont see how they can claim it did not cause the damage. I wasnt there, but you know how it happened. Write down exactly how the crash happened and how the bike was damaged so its fresh in your head and you dont stumble on your words.
You can fight them. There is damage to your bike and they are trying to flake out of fixing it. Yes a lawyer would indeed help. Tell the insurance you do not agree with their inspection and findings at all and that the damage was no way there before the accident. Tell them if this does not get handled immediately then they will be hearing from your lawyer. A lawyer can send a very simple yet VERY effective letter to the insurance agency that will most likely scare them into doing it without any further action. It will cost them a lot more to fight a lawyer. Should not cost you more than $100 for a lawyer to send out a letter... Call around and ask a few and see what they say.
Jay is spot on, he said exactly what I would do and have done. I was in your situ but only with a car...and as soon as the lawyer had the letter sent, within 48 hours the full repairs were made no questions asked. Its their job to SAVE the ins company money, they will push and try to cut everywhere they can when they pay out a claim, its up to you to keep them honest or they wont bat an eye twice and raking you over the coals.
Just be carefull with the prices. Around me lawyers are expensive. Typically $150-$200 an hour... And that is just to read a copy of a will to see what it says in terms of real-estate. For only 100, it might be worth it. but hit $200 and it begins to get questionable. Because if they try to fight just 1x, and make the lawyer to anything more than the first letter, you could have possibly purchased your own fairing/cowling for that.
Sounds like you dont have collision to have your insurance help in the fight? Some broad rearended my brand new 2010 EX Accord when it was being towed for a dead battery (Accidently left dome lamp on overnight). She didnt have insurance. So my insurance is sueing her to get my deductible back for me. Another time I was t-boned by a red light runner, and I argued with my insurance, they went after the other insurance for my laptop that was damaged (typically not covered in that instance) and actually got me the $2k for a new laptop back then.
I would really try calling the State Insurance Commissioner and BBB, possibly before you sign with a lawyer. Atleast those are free options for help first. But I agree, DO NOT sign anything saying that you accept the bike repair being complete!! That is basically a waiver insurance could use to say that you accept repairs as complete restitution of bike damage.
Sounds like you dont have collision to have your insurance help in the fight? Some broad rearended my brand new 2010 EX Accord when it was being towed for a dead battery (Accidently left dome lamp on overnight
). She didnt have insurance. So my insurance is sueing her to get my deductible back for me. Another time I was t-boned by a red light runner, and I argued with my insurance, they went after the other insurance for my laptop that was damaged (typically not covered in that instance) and actually got me the $2k for a new laptop back then.I would really try calling the State Insurance Commissioner and BBB, possibly before you sign with a lawyer. Atleast those are free options for help first. But I agree, DO NOT sign anything saying that you accept the bike repair being complete!! That is basically a waiver insurance could use to say that you accept repairs as complete restitution of bike damage.
Thanks, this lawyer is coming for free to see what we can do, actually a good friend of mine. I still have to talk to the insurance commission tomorrow. I can always have my insurance help but then I'm just spending more out of pocket money anyway to pay for that. so I'm not really sure what to do at this point.
This shit is so messed up...
Get this:
The appraiser just called me and said that he never told them to not replace that part, and again the part was not even included in my Crash Estimate....... Its going to be replaced by insurance and I'm either pressing on them for this with a lawyer or getting free gear.
Either way, thanks for the help guys.
Get this:
The appraiser just called me and said that he never told them to not replace that part, and again the part was not even included in my Crash Estimate....... Its going to be replaced by insurance and I'm either pressing on them for this with a lawyer or getting free gear.
Either way, thanks for the help guys.